Income Statements

as at December 31, 2017 (audited) 2017 2016
(EUR thousands)    
Interest and similar income 22,839 20,740
Interest expenses and similar charges -4,586 -3,186
Revenues from shares, securities and financial assets with variable income 0 0
Commissions received 3,030 3,197
Commissions paid -362 -328
Profit from financial operations 379 419
Profit or loss on bonds and fixed income financial instruments 347 3,729
Other operating income 0 71
Other operating expenses -53 -56
Net Operating Income 21,594 24,585
General and administrative expenses -10,892 -11,726
Depreciation and amortization on fixed assets -208 -321
Gross Operating Profit 10,494 12,538
Provisions for credit losses -2,423 -4,124
Net Operating Profit 8,071 8,414
Profit or loss on sale of fixed assets - -28
PROFIT BEFORE TAX & GENERAL PROVISIONS 8,071 8,385
Non recurrent expenses -28 -
Income Tax -2,705 -3,063
Net provisions on Fund for General Banking Risk    
NET PROFIT 5,337 5,322

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