Income Statements

as at December 31, 2015 (audited) Dec-2015 Dec-2014
(EUR thousands)    
Interest and similar income 17,724 17,804
Interest expenses and similar charges -2,006 -1,835
Revenues from shares, securities and financial assets with variable income 0 0
Commissions received 3,300 3,284
Commissions paid -369 -309
Profit from financial operations 572 280
Profit or loss on bonds and fixed income financial instruments -175 7
Other operating income 2 0
Other operating expenses -58 -124
Net Operating Income 18,992 19,107
General and administrative expenses -11,706 -10,790
Depreciation and amortization on fixed assets -318 -333
Gross Operating Profit 6,968 7,985
Provisions for credit losses -233 -1,896
Net Operating Profit 6,735 6,089
Profit or loss on sale of fixed assets -3 -
PROFIT BEFORE TAX & GENERAL PROVISIONS 6,732 6,089
Non recurrent expenses - -19
Income Tax -2,473 -2,396
Net provisions on Fund for General Banking Risk    
NET PROFIT 4,259 3,674

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